MortgageProtector 
Mortgage Payment Protection Insurance
bulletonly available on line
bulletmortgage payment + 33% related costs cover
bulletmaximum monthly benefit £3000 or 75% gross income
bulletmaximum benefit period 24 months
bulletfull Accident Sickness & Unemployment cover or Disability only option
bulletUnemployment only option available
bullet30, 60 & 180 day exclusion period options
bullet"back to day one" cover available
bulletinitial exclusion period for unemployment 90 days
bulletexperienced underwriter - Paymentshield
bulletsecure application site
bullet Key Features Document

 

 

 

   6 month deferred benefit period only available to new mortgage holders (i.e. where mortgage agreement has been in force less than 30 days from policy start date)

  
Monthly rates per £1000 of benefit
                                                  Excess period (days)
Cover Benefit Period (months) Free cover period months  

30

60 180
BTD1 30 BTD1 60 BTD1 180
ASU 12 Nil 46.18 40.98 40.98 35.78 - 26.58
    3 48.38 42.98 42.98 37.78 - 28.18
    6 58.78 53.58 53.58 48.38 - 35.18
  24 Nil 63.98 58.78 58.78 53.58 - 40.98
    3 67.18 61.58 61.58 56.18 - 43.58
    6 85.98 78.78 78.78 71.98 - 55.78
Disability 12 Nil 27.88 25.18 25.18 22.58 - 17.98
    3 30.48 27.88 27.88 25.18 - 19.88
    6 38.28 35.68 35.68 33.08 - 25.68
  24 Nil 39.88 37.78 37.88 34.08 - 28.68
    3 43.78 41.48 41.48 37.38 - 32.08
    6 55.28 52.28 52.28 47.18 - 42.28
Unemployment 12 Nil 27.88 25.18 25.18 22.58 - 15.88
    3 30.48 27.88 27.88 25.18 - 17.58
    6 38.28 35.68 35.68 33.08 - 22.68
  24 Nil 39.88 37.78 37.78 34.08 - 24.58
    3 43.78 41.48 41.48 37.38 - 27.48
    6 55.28 52.28 52.28 47.18 - 36.08
 

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Copyright © 2005 IncomeShield   Last modified: 14/02/2008